Call reports 2024
SAVIBANK — 2024
What SAVIBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 602,292,000 | 619,981,000 | 622,274,000 | 633,159,000 |
| Total loans | 497,290,000 | 512,080,000 | 509,535,000 | 517,554,000 |
| Allowance for loan losses | 5,823,000 | 6,076,000 | 6,015,000 | 6,172,000 |
| Securities available for sale | 31,548,000 | 29,698,000 | 31,629,000 | 28,910,000 |
| Securities held to maturity | 5,050,000 | 5,050,000 | 5,050,000 | 5,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,716,000 | 497,894,000 | 517,705,000 | 528,653,000 |
| Interest-bearing deposits | 389,179,000 | 395,811,000 | 396,237,000 | 407,318,000 |
| Noninterest-bearing deposits | 108,537,000 | 102,083,000 | 121,468,000 | 121,335,000 |
| Equity capital | 46,956,000 | 49,792,000 | 51,524,000 | 51,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,835,000 | 16,206,000 | 24,961,000 | 33,631,000 |
| Interest expense | 3,073,000 | 6,432,000 | 9,965,000 | 13,457,000 |
| Net interest income | 4,762,000 | 9,774,000 | 14,996,000 | 20,174,000 |
| Noninterest income | 580,000 | 1,761,000 | 2,588,000 | 3,580,000 |
| Noninterest expense | 4,941,000 | 10,103,000 | 15,039,000 | 19,983,000 |
| Provision for loan losses | 229,000 | 517,000 | 670,000 | 983,000 |
| Pretax income | 164,000 | 941,000 | 1,967,000 | 3,114,000 |
| Income tax | 11,000 | 150,000 | 343,000 | 567,000 |
| Net income | 153,000 | 791,000 | 1,624,000 | 2,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,144,000 | 50,803,000 | 51,706,000 | 52,671,000 |
| Total capital | 54,435,000 | 57,314,000 | 58,090,000 | 58,978,000 |
| Risk-weighted assets | 538,967,000 | 542,877,000 | 539,063,000 | 543,017,000 |