Call reports 2023
SAVIBANK — 2023
What SAVIBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 551,542,000 | 575,048,000 | 589,831,000 | 592,611,000 |
| Total loans | 453,807,000 | 467,624,000 | 487,184,000 | 488,747,000 |
| Allowance for loan losses | 5,747,000 | 5,450,000 | 5,652,000 | 5,767,000 |
| Securities available for sale | 33,555,000 | 31,523,000 | 30,140,000 | 30,451,000 |
| Securities held to maturity | 5,050,000 | 5,050,000 | 5,050,000 | 5,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,077,000 | 477,524,000 | 490,734,000 | 492,993,000 |
| Interest-bearing deposits | 348,473,000 | 365,211,000 | 372,693,000 | 389,426,000 |
| Noninterest-bearing deposits | 120,604,000 | 112,313,000 | 118,041,000 | 103,567,000 |
| Equity capital | 43,771,000 | 45,323,000 | 46,774,000 | 47,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,462,000 | 13,294,000 | 20,787,000 | 28,449,000 |
| Interest expense | 1,245,000 | 3,118,000 | 5,445,000 | 8,202,000 |
| Net interest income | 5,217,000 | 10,176,000 | 15,342,000 | 20,247,000 |
| Noninterest income | 974,000 | 1,945,000 | 2,796,000 | 3,504,000 |
| Noninterest expense | 5,210,000 | 10,371,000 | 15,545,000 | 21,632,000 |
| Provision for loan losses | 0 | -189,000 | 89,000 | 332,000 |
| Pretax income | 981,000 | 2,070,000 | 3,132,000 | 2,370,000 |
| Income tax | 182,000 | 387,000 | 586,000 | 404,000 |
| Net income | 799,000 | 1,683,000 | 2,546,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,448,000 | 46,414,000 | 48,365,000 | 47,877,000 |
| Total capital | 50,685,000 | 52,777,000 | 54,432,000 | 54,105,000 |
| Risk-weighted assets | 498,464,000 | 520,487,000 | 532,679,000 | 534,678,000 |