Call reports 2022
SAVIBANK — 2022
What SAVIBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 494,220,000 | 502,427,000 | 504,767,000 | 512,247,000 |
| Total loans | 364,635,000 | 396,748,000 | 408,417,000 | 434,419,000 |
| Allowance for loan losses | 4,238,000 | 4,282,000 | 5,454,000 | 5,829,000 |
| Securities available for sale | 28,452,000 | 34,693,000 | 35,008,000 | 33,553,000 |
| Securities held to maturity | 5,050,000 | 5,050,000 | 5,050,000 | 5,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,259,000 | 456,303,000 | 459,316,000 | 433,195,000 |
| Interest-bearing deposits | 324,949,000 | 329,653,000 | 334,567,000 | 313,360,000 |
| Noninterest-bearing deposits | 123,310,000 | 126,650,000 | 124,749,000 | 119,835,000 |
| Equity capital | 39,677,000 | 39,610,000 | 38,248,000 | 42,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,306,000 | 8,940,000 | 14,240,000 | 20,035,000 |
| Interest expense | 204,000 | 381,000 | 563,000 | 905,000 |
| Net interest income | 4,102,000 | 8,559,000 | 13,677,000 | 19,130,000 |
| Noninterest income | 1,944,000 | 3,756,000 | 5,502,000 | 6,534,000 |
| Noninterest expense | 4,750,000 | 9,863,000 | 15,035,000 | 19,559,000 |
| Provision for loan losses | 0 | 79,000 | 79,000 | 414,000 |
| Pretax income | 1,296,000 | 2,370,000 | 4,062,000 | 5,688,000 |
| Income tax | 250,000 | 469,000 | 783,000 | 1,100,000 |
| Net income | 1,046,000 | 1,901,000 | 3,279,000 | 4,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,039,000 | 39,747,000 | 39,215,000 | 43,533,000 |
| Total capital | 43,443,000 | 44,195,000 | 44,890,000 | 49,504,000 |
| Risk-weighted assets | 405,128,000 | 438,517,000 | 453,132,000 | 476,805,000 |