Call reports 2021
SAVIBANK — 2021
What SAVIBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 449,142,000 | 468,485,000 | 475,869,000 | 479,161,000 |
| Total loans | 368,501,000 | 337,044,000 | 339,500,000 | 352,243,000 |
| Allowance for loan losses | 3,804,000 | 3,819,000 | 3,988,000 | 4,237,000 |
| Securities available for sale | 11,066,000 | 14,615,000 | 32,164,000 | 31,218,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 3,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,815,000 | 403,526,000 | 419,075,000 | 432,752,000 |
| Interest-bearing deposits | 275,434,000 | 289,443,000 | 298,130,000 | 312,367,000 |
| Noninterest-bearing deposits | 110,381,000 | 114,083,000 | 120,945,000 | 120,385,000 |
| Equity capital | 37,081,000 | 38,518,000 | 39,689,000 | 39,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,554,000 | 9,296,000 | 13,950,000 | 18,437,000 |
| Interest expense | 489,000 | 870,000 | 1,204,000 | 1,459,000 |
| Net interest income | 4,065,000 | 8,426,000 | 12,746,000 | 16,978,000 |
| Noninterest income | 835,000 | 2,077,000 | 4,011,000 | 5,468,000 |
| Noninterest expense | 3,437,000 | 7,304,000 | 11,903,000 | 16,591,000 |
| Provision for loan losses | 140,000 | 178,000 | 328,000 | 819,000 |
| Pretax income | 1,323,000 | 3,021,000 | 4,526,000 | 5,036,000 |
| Income tax | 276,000 | 633,000 | 942,000 | 1,028,000 |
| Net income | 1,047,000 | 2,388,000 | 3,584,000 | 4,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,812,000 | 36,302,000 | 37,515,000 | 38,081,000 |
| Total capital | 39,746,000 | 40,252,000 | 41,661,000 | 42,484,000 |
| Risk-weighted assets | 323,051,000 | 343,039,000 | 379,833,000 | 378,760,000 |