Call reports 2020
SAVIBANK — 2020
What SAVIBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 334,428,000 | 396,569,000 | 387,941,000 | 409,236,000 |
| Total loans | 278,176,000 | 333,350,000 | 334,726,000 | 345,811,000 |
| Allowance for loan losses | 2,996,000 | 3,185,000 | 3,390,000 | 3,701,000 |
| Securities available for sale | 9,383,000 | 9,222,000 | 8,765,000 | 9,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,047,000 | 317,151,000 | 328,277,000 | 348,943,000 |
| Interest-bearing deposits | 202,903,000 | 238,306,000 | 245,920,000 | 261,133,000 |
| Noninterest-bearing deposits | 53,144,000 | 78,845,000 | 82,357,000 | 87,810,000 |
| Equity capital | 32,658,000 | 33,273,000 | 33,558,000 | 34,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,900,000 | 7,978,000 | 11,941,000 | 16,270,000 |
| Interest expense | 800,000 | 1,494,000 | 2,115,000 | 2,660,000 |
| Net interest income | 3,100,000 | 6,484,000 | 9,826,000 | 13,610,000 |
| Noninterest income | 349,000 | 783,000 | 1,047,000 | 1,374,000 |
| Noninterest expense | 2,943,000 | 5,740,000 | 8,825,000 | 11,919,000 |
| Provision for loan losses | 362,000 | 662,000 | 869,000 | 1,225,000 |
| Pretax income | 144,000 | 865,000 | 1,179,000 | 1,840,000 |
| Income tax | 31,000 | 183,000 | 242,000 | 389,000 |
| Net income | 113,000 | 682,000 | 937,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,785,000 | 31,501,000 | 31,841,000 | 32,572,000 |