Call reports 2019
SAVIBANK — 2019
What SAVIBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 281,195,000 | 299,493,000 | 309,886,000 | 312,268,000 |
| Total loans | 236,592,000 | 251,321,000 | 254,960,000 | 264,241,000 |
| Allowance for loan losses | 2,366,000 | 2,513,000 | 2,550,000 | 2,642,000 |
| Securities available for sale | 11,755,000 | 11,148,000 | 10,805,000 | 9,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,609,000 | 244,345,000 | 256,277,000 | 248,635,000 |
| Interest-bearing deposits | 183,722,000 | 197,466,000 | 206,161,000 | 196,180,000 |
| Noninterest-bearing deposits | 48,887,000 | 46,879,000 | 50,116,000 | 52,455,000 |
| Equity capital | 31,393,000 | 31,912,000 | 32,325,000 | 32,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,690,000 | 7,560,000 | 11,392,000 | 15,156,000 |
| Interest expense | 722,000 | 1,523,000 | 2,388,000 | 3,197,000 |
| Net interest income | 2,968,000 | 6,037,000 | 9,004,000 | 11,959,000 |
| Noninterest income | 291,000 | 660,000 | 885,000 | 1,093,000 |
| Noninterest expense | 2,466,000 | 5,197,000 | 7,868,000 | 10,666,000 |
| Provision for loan losses | 96,000 | 276,000 | 305,000 | 428,000 |
| Pretax income | 697,000 | 1,224,000 | 1,716,000 | 1,958,000 |
| Income tax | 149,000 | 260,000 | 367,000 | 421,000 |
| Net income | 548,000 | 964,000 | 1,349,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,385,000 | 29,978,000 | 30,364,000 | 30,627,000 |
| Total capital | 31,832,000 | 32,572,000 | 33,026,000 | 33,381,000 |
| Risk-weighted assets | 251,924,000 | 269,435,000 | 279,840,000 | 286,304,000 |