Call reports 2018
SAVIBANK — 2018
What SAVIBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 221,622,000 | 234,027,000 | 246,793,000 | 267,448,000 |
| Total loans | 185,758,000 | 197,915,000 | 207,130,000 | 227,626,000 |
| Allowance for loan losses | 1,949,000 | 1,979,000 | 2,071,000 | 2,277,000 |
| Securities available for sale | 9,569,000 | 9,132,000 | 9,120,000 | 11,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,609,000 | 188,412,000 | 200,630,000 | 208,479,000 |
| Interest-bearing deposits | 144,010,000 | 145,296,000 | 157,600,000 | 162,055,000 |
| Noninterest-bearing deposits | 42,599,000 | 43,116,000 | 43,030,000 | 46,424,000 |
| Equity capital | 29,058,000 | 29,592,000 | 30,048,000 | 30,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,311,000 | 8,275,000 | 11,559,000 |
| Interest expense | 378,000 | 777,000 | 1,250,000 | 1,828,000 |
| Net interest income | 2,202,000 | 4,534,000 | 7,025,000 | 9,731,000 |
| Noninterest income | 604,000 | 1,049,000 | 1,349,000 | 1,800,000 |
| Noninterest expense | 1,918,000 | 3,974,000 | 6,105,000 | 8,191,000 |
| Provision for loan losses | 0 | 39,000 | 137,000 | 314,000 |
| Pretax income | 888,000 | 1,570,000 | 2,132,000 | 3,026,000 |
| Income tax | 189,000 | 333,000 | 454,000 | 643,000 |
| Net income | 699,000 | 1,237,000 | 1,678,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,129,000 | 26,826,000 | 27,760,000 | 28,659,000 |
| Total capital | 28,150,000 | 28,886,000 | 29,912,000 | 31,017,000 |
| Risk-weighted assets | 194,901,000 | 209,993,000 | 221,065,000 | 244,188,000 |