Call reports 2017
SAVIBANK — 2017
What SAVIBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 198,236,000 | 211,175,000 | 211,157,000 | 217,335,000 |
| Total loans | 162,013,000 | 171,529,000 | 176,665,000 | 183,846,000 |
| Allowance for loan losses | 1,862,000 | 1,991,000 | 1,998,000 | 1,946,000 |
| Securities available for sale | 10,440,000 | 10,320,000 | 10,140,000 | 9,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,896,000 | 150,433,000 | 163,818,000 | 178,274,000 |
| Interest-bearing deposits | 103,443,000 | 115,167,000 | 125,535,000 | 141,538,000 |
| Noninterest-bearing deposits | 33,453,000 | 35,266,000 | 38,283,000 | 36,736,000 |
| Equity capital | 25,483,000 | 29,587,000 | 29,973,000 | 28,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,422,000 | 6,860,000 | 9,347,000 |
| Interest expense | 261,000 | 539,000 | 831,000 | 1,184,000 |
| Net interest income | 1,874,000 | 3,883,000 | 6,029,000 | 8,163,000 |
| Noninterest income | 372,000 | 909,000 | 1,326,000 | 1,589,000 |
| Noninterest expense | 1,664,000 | 3,592,000 | 5,533,000 | 7,384,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 559,000 | 1,177,000 | 1,799,000 | 2,345,000 |
| Income tax | 196,000 | 409,000 | 628,000 | 2,256,000 |
| Net income | 363,000 | 768,000 | 1,171,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,000,000 | 25,144,000 | 25,826,000 | 25,848,000 |
| Total capital | 22,934,000 | 27,207,000 | 27,896,000 | 27,866,000 |
| Risk-weighted assets | 167,959,000 | 178,886,000 | 184,804,000 | 189,958,000 |