Call reports 2016
SAVIBANK — 2016
What SAVIBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 152,337,000 | 164,958,000 | 174,669,000 | 186,342,000 |
| Total loans | 124,899,000 | 137,882,000 | 147,150,000 | 152,019,000 |
| Allowance for loan losses | 1,254,000 | 1,379,000 | 1,469,000 | 1,524,000 |
| Securities available for sale | 4,739,000 | 6,085,000 | 8,068,000 | 8,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,090,000 | 133,138,000 | 148,977,000 | 137,162,000 |
| Interest-bearing deposits | 89,170,000 | 105,707,000 | 114,196,000 | 104,600,000 |
| Noninterest-bearing deposits | 27,920,000 | 27,431,000 | 34,781,000 | 32,562,000 |
| Equity capital | 14,545,000 | 14,818,000 | 15,139,000 | 20,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,405,000 | 5,313,000 | 7,275,000 |
| Interest expense | 202,000 | 417,000 | 641,000 | 861,000 |
| Net interest income | 1,369,000 | 2,988,000 | 4,672,000 | 6,414,000 |
| Noninterest income | 252,000 | 522,000 | 797,000 | 1,172,000 |
| Noninterest expense | 1,452,000 | 2,992,000 | 4,537,000 | 6,098,000 |
| Provision for loan losses | 31,000 | 148,000 | 229,000 | 314,000 |
| Pretax income | 138,000 | 370,000 | 703,000 | 1,174,000 |
| Income tax | 0 | 0 | 0 | -4,554,000 |
| Net income | 138,000 | 370,000 | 703,000 | 5,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,392,000 | 14,657,000 | 14,983,000 | 15,531,000 |
| Total capital | 15,704,000 | 16,104,000 | 16,520,000 | 17,127,000 |
| Risk-weighted assets | 135,430,000 | 146,100,000 | 157,138,000 | 160,314,000 |