Call reports 2015
SAVIBANK — 2015
What SAVIBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 130,418,000 | 136,115,000 | 137,408,000 | 139,598,000 |
| Total loans | 108,591,000 | 114,482,000 | 114,389,000 | 116,484,000 |
| Allowance for loan losses | 1,113,000 | 1,147,000 | 1,183,000 | 1,284,000 |
| Securities available for sale | 5,524,000 | 5,337,000 | 5,076,000 | 4,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,325,000 | 112,656,000 | 118,850,000 | 119,836,000 |
| Interest-bearing deposits | 88,213,000 | 86,396,000 | 91,498,000 | 94,492,000 |
| Noninterest-bearing deposits | 21,112,000 | 26,260,000 | 27,352,000 | 25,344,000 |
| Equity capital | 12,619,000 | 12,979,000 | 13,063,000 | 14,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,779,000 | 4,252,000 | 5,751,000 |
| Interest expense | 207,000 | 420,000 | 630,000 | 838,000 |
| Net interest income | 1,143,000 | 2,359,000 | 3,622,000 | 4,913,000 |
| Noninterest income | 375,000 | 1,007,000 | 1,299,000 | 1,563,000 |
| Noninterest expense | 1,340,000 | 2,725,000 | 4,112,000 | 5,490,000 |
| Provision for loan losses | 48,000 | 167,000 | 254,000 | 283,000 |
| Pretax income | 130,000 | 474,000 | 555,000 | 703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 474,000 | 555,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,587,000 | 12,900,000 | 12,983,000 | 14,231,000 |
| Total capital | 13,746,000 | 14,097,000 | 14,216,000 | 15,568,000 |
| Risk-weighted assets | 115,209,000 | 120,397,000 | 121,277,000 | 124,380,000 |