Call reports 2014
SAVIBANK — 2014
What SAVIBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,566,000 | 129,485,000 | 132,715,000 | 123,689,000 |
| Total loans | 97,961,000 | 100,762,000 | 102,506,000 | 106,660,000 |
| Allowance for loan losses | 1,504,000 | 1,339,000 | 1,347,000 | 1,369,000 |
| Securities available for sale | 6,666,000 | 6,273,000 | 5,988,000 | 5,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,227,000 | 106,355,000 | 103,744,000 | 98,809,000 |
| Interest-bearing deposits | 81,816,000 | 86,475,000 | 82,862,000 | 78,380,000 |
| Noninterest-bearing deposits | 16,410,000 | 19,880,000 | 20,882,000 | 20,429,000 |
| Equity capital | 7,163,000 | 7,254,000 | 12,513,000 | 12,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,486,000 | 3,804,000 | 5,153,000 |
| Interest expense | 212,000 | 425,000 | 648,000 | 853,000 |
| Net interest income | 1,003,000 | 2,061,000 | 3,156,000 | 4,300,000 |
| Noninterest income | 163,000 | 487,000 | 806,000 | 779,000 |
| Noninterest expense | 1,143,000 | 2,434,000 | 3,693,000 | 4,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 114,000 | 269,000 | 137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 114,000 | 269,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,204,000 | 7,295,000 | 12,545,000 | 12,493,000 |
| Total capital | 8,498,000 | 8,588,000 | 13,841,000 | 13,836,000 |
| Risk-weighted assets | 103,262,000 | 103,346,000 | 103,563,000 | 107,410,000 |