Call reports 2013
SAVIBANK — 2013
What SAVIBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,223,000 | 107,862,000 | 115,876,000 | 120,733,000 |
| Total loans | 81,037,000 | 82,671,000 | 89,318,000 | 91,308,000 |
| Allowance for loan losses | 1,567,000 | 1,514,000 | 1,498,000 | 1,502,000 |
| Securities available for sale | 7,935,000 | 7,571,000 | 7,344,000 | 6,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,192,000 | 89,477,000 | 95,057,000 | 97,192,000 |
| Interest-bearing deposits | 73,940,000 | 75,726,000 | 79,175,000 | 81,032,000 |
| Noninterest-bearing deposits | 12,252,000 | 13,750,000 | 15,883,000 | 16,160,000 |
| Equity capital | 6,673,000 | 7,053,000 | 7,093,000 | 7,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,163,000 | 3,297,000 | 4,464,000 |
| Interest expense | 198,000 | 398,000 | 605,000 | 823,000 |
| Net interest income | 832,000 | 1,765,000 | 2,692,000 | 3,641,000 |
| Noninterest income | 182,000 | 348,000 | 572,000 | 822,000 |
| Noninterest expense | 988,000 | 2,081,000 | 3,184,000 | 4,345,000 |
| Provision for loan losses | 0 | 0 | 0 | -18,000 |
| Pretax income | 26,000 | 32,000 | 80,000 | 136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 32,000 | 80,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,657,000 | 7,070,000 | 7,124,000 | 7,180,000 |
| Total capital | 7,730,000 | 8,177,000 | 8,320,000 | 8,398,000 |
| Risk-weighted assets | 85,304,000 | 88,173,000 | 95,382,000 | 97,084,000 |