Call reports 2012
SAVIBANK — 2012
What SAVIBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,822,000 | 89,584,000 | 96,474,000 | 98,942,000 |
| Total loans | 64,057,000 | 65,846,000 | 69,706,000 | 75,267,000 |
| Allowance for loan losses | 2,116,000 | 1,870,000 | 1,681,000 | 1,593,000 |
| Securities available for sale | 2,954,000 | 6,588,000 | 8,097,000 | 8,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,380,000 | 74,704,000 | 81,591,000 | 83,989,000 |
| Interest-bearing deposits | 62,600,000 | 63,206,000 | 69,389,000 | 69,649,000 |
| Noninterest-bearing deposits | 10,779,000 | 11,498,000 | 12,202,000 | 14,341,000 |
| Equity capital | 5,022,000 | 5,522,000 | 5,471,000 | 6,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,832,000 | 2,835,000 | 3,826,000 |
| Interest expense | 246,000 | 485,000 | 720,000 | 926,000 |
| Net interest income | 651,000 | 1,347,000 | 2,115,000 | 2,900,000 |
| Noninterest income | 49,000 | 174,000 | 289,000 | 477,000 |
| Noninterest expense | 998,000 | 1,969,000 | 3,042,000 | 3,993,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -261,000 | -411,000 | -601,000 | -579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -261,000 | -411,000 | -601,000 | -579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,042,000 | 5,540,000 | 5,454,000 | 6,627,000 |
| Total capital | 5,954,000 | 6,430,000 | 6,366,000 | 7,602,000 |
| Risk-weighted assets | 71,782,000 | 70,193,000 | 72,209,000 | 77,347,000 |