Call reports 2011
SAVIBANK — 2011
What SAVIBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,445,000 | 82,064,000 | 86,504,000 | 88,688,000 |
| Total loans | 62,375,000 | 60,253,000 | 62,762,000 | 66,538,000 |
| Allowance for loan losses | 3,727,000 | 3,150,000 | 3,033,000 | 3,044,000 |
| Securities available for sale | 8,473,000 | 8,278,000 | 8,018,000 | 7,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,703,000 | 66,597,000 | 71,426,000 | 73,181,000 |
| Interest-bearing deposits | 58,069,000 | 57,623,000 | 61,151,000 | 62,046,000 |
| Noninterest-bearing deposits | 7,634,000 | 8,974,000 | 10,275,000 | 11,136,000 |
| Equity capital | 6,318,000 | 6,035,000 | 5,566,000 | 5,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,664,000 | 2,544,000 | 3,431,000 |
| Interest expense | 294,000 | 562,000 | 835,000 | 1,083,000 |
| Net interest income | 565,000 | 1,102,000 | 1,709,000 | 2,348,000 |
| Noninterest income | 59,000 | 108,000 | -284,000 | -397,000 |
| Noninterest expense | 1,139,000 | 2,290,000 | 3,144,000 | 4,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -515,000 | -1,080,000 | -1,719,000 | -2,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -515,000 | -1,080,000 | -1,719,000 | -2,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,357,000 | 6,042,000 | 5,546,000 | 5,208,000 |
| Total capital | 7,212,000 | 6,869,000 | 6,400,000 | 6,115,000 |
| Risk-weighted assets | 65,452,000 | 63,860,000 | 66,025,000 | 69,842,000 |