Call reports 2010
SAVIBANK — 2010
What SAVIBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 112,480,000 | 94,722,000 | 86,843,000 | 88,575,000 |
| Total loans | 79,200,000 | 74,822,000 | 67,741,000 | 63,864,000 |
| Allowance for loan losses | 3,721,000 | 3,529,000 | 4,405,000 | 4,155,000 |
| Securities available for sale | 17,254,000 | 7,843,000 | 9,275,000 | 8,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,294,000 | 79,457,000 | 73,717,000 | 73,708,000 |
| Interest-bearing deposits | 74,238,000 | 68,710,000 | 65,697,000 | 65,955,000 |
| Noninterest-bearing deposits | 12,055,000 | 10,747,000 | 8,021,000 | 7,753,000 |
| Equity capital | 6,775,000 | 5,880,000 | 3,717,000 | 5,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,534,000 | 3,628,000 | 4,584,000 |
| Interest expense | 579,000 | 999,000 | 1,357,000 | 1,686,000 |
| Net interest income | 802,000 | 1,535,000 | 2,271,000 | 2,898,000 |
| Noninterest income | 21,000 | -47,000 | -20,000 | -173,000 |
| Noninterest expense | 1,029,000 | 2,352,000 | 3,921,000 | 5,263,000 |
| Provision for loan losses | 1,218,000 | 1,634,000 | 2,894,000 | 2,894,000 |
| Pretax income | -1,424,000 | -2,372,000 | -4,212,000 | -5,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,424,000 | -2,372,000 | -4,212,000 | -5,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,523,000 | 5,567,000 | 3,721,000 | 5,492,000 |
| Total capital | 7,653,000 | 6,600,000 | 4,666,000 | 6,347,000 |
| Risk-weighted assets | 87,826,000 | 80,136,000 | 72,137,000 | 65,000,000 |