Call reports 2009
SAVIBANK — 2009
What SAVIBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 143,556,000 | 135,874,000 | 121,767,000 | 120,331,000 |
| Total loans | 108,521,000 | 100,949,000 | 94,546,000 | 84,700,000 |
| Allowance for loan losses | 2,458,000 | 2,307,000 | 2,597,000 | 2,825,000 |
| Securities available for sale | 20,682,000 | 21,320,000 | 17,079,000 | 17,923,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,053,000 | 101,077,000 | 91,416,000 | 92,871,000 |
| Interest-bearing deposits | 98,257,000 | 93,308,000 | 84,406,000 | 84,295,000 |
| Noninterest-bearing deposits | 8,797,000 | 7,770,000 | 7,010,000 | 8,576,000 |
| Equity capital | 12,952,000 | 11,227,000 | 10,864,000 | 7,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,663,000 | 5,377,000 | 7,044,000 |
| Interest expense | 851,000 | 1,766,000 | 2,533,000 | 3,207,000 |
| Net interest income | 988,000 | 1,897,000 | 2,844,000 | 3,837,000 |
| Noninterest income | 81,000 | 190,000 | 214,000 | 362,000 |
| Noninterest expense | 1,048,000 | 2,297,000 | 3,441,000 | 4,760,000 |
| Provision for loan losses | 476,000 | 1,816,000 | 2,276,000 | 5,001,000 |
| Pretax income | -455,000 | -2,026,000 | -2,638,000 | -5,541,000 |
| Income tax | 0 | 0 | 0 | 508,000 |
| Net income | -455,000 | -2,026,000 | -2,638,000 | -6,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,371,000 | 10,727,000 | 10,249,000 | 7,793,000 |
| Total capital | 13,821,000 | 12,076,000 | 11,509,000 | 8,961,000 |
| Risk-weighted assets | 114,976,000 | 106,970,000 | 99,470,000 | 91,734,000 |