Call reports 2007
SAVIBANK — 2007
What SAVIBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 71,901,000 | 81,582,000 | 95,676,000 | 110,100,000 |
| Total loans | 66,954,000 | 71,834,000 | 87,754,000 | 100,392,000 |
| Allowance for loan losses | 774,000 | 834,000 | 1,009,000 | 1,196,000 |
| Securities available for sale | 0 | 1,679,000 | 2,162,000 | 3,618,000 |
| Securities held to maturity | 990,000 | 1,492,000 | 1,493,000 | 1,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,270,000 | 68,120,000 | 77,199,000 | 85,686,000 |
| Interest-bearing deposits | 46,236,000 | 62,272,000 | 69,171,000 | 77,460,000 |
| Noninterest-bearing deposits | 5,034,000 | 5,848,000 | 8,028,000 | 8,227,000 |
| Equity capital | 10,906,000 | 11,030,000 | 11,427,000 | 14,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,326,000 | 5,428,000 | 7,653,000 |
| Interest expense | 612,000 | 1,360,000 | 2,270,000 | 3,302,000 |
| Net interest income | 968,000 | 1,966,000 | 3,158,000 | 4,351,000 |
| Noninterest income | 88,000 | 238,000 | 329,000 | 382,000 |
| Noninterest expense | 804,000 | 1,784,000 | 2,769,000 | 3,754,000 |
| Provision for loan losses | 123,000 | 173,000 | 360,000 | 547,000 |
| Pretax income | 129,000 | 247,000 | 358,000 | 432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 247,000 | 358,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,906,000 | 11,030,000 | 11,406,000 | 14,817,000 |
| Total capital | 11,750,000 | 11,924,000 | 12,488,000 | 16,082,000 |
| Risk-weighted assets | 70,779,000 | 77,706,000 | 93,001,000 | 105,832,000 |