Call reports 2006
SAVIBANK — 2006
What SAVIBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,738,000 | 41,586,000 | 55,558,000 | 61,880,000 |
| Total loans | 25,795,000 | 37,684,000 | 50,624,000 | 56,131,000 |
| Allowance for loan losses | 324,000 | 429,000 | 575,000 | 721,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 742,000 | 743,000 | 744,000 | 989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,516,000 | 30,938,000 | 42,014,000 | 45,424,000 |
| Interest-bearing deposits | 18,621,000 | 28,876,000 | 39,547,000 | 42,002,000 |
| Noninterest-bearing deposits | 1,895,000 | 2,062,000 | 2,467,000 | 3,423,000 |
| Equity capital | 10,107,000 | 10,126,000 | 10,262,000 | 10,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,535,000 | 2,784,000 | 4,257,000 |
| Interest expense | 161,000 | 430,000 | 843,000 | 1,385,000 |
| Net interest income | 498,000 | 1,105,000 | 1,941,000 | 2,872,000 |
| Noninterest income | 33,000 | 96,000 | 194,000 | 296,000 |
| Noninterest expense | 425,000 | 975,000 | 1,633,000 | 2,385,000 |
| Provision for loan losses | 90,000 | 196,000 | 341,000 | 498,000 |
| Pretax income | 16,000 | 30,000 | 161,000 | 285,000 |
| Income tax | 0 | 0 | 0 | -227,000 |
| Net income | 16,000 | 30,000 | 161,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,107,000 | 10,126,000 | 10,262,000 | 10,624,000 |
| Total capital | 10,431,000 | 10,555,000 | 10,837,000 | 11,345,000 |
| Risk-weighted assets | 28,804,000 | 40,200,000 | 53,264,000 | 60,881,000 |