Call reports 2005
SAVIBANK — 2005
What SAVIBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 12,520,000 | 20,986,000 | 26,364,000 |
| Total loans | 6,298,000 | 14,267,000 | 18,926,000 |
| Allowance for loan losses | 79,000 | 178,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 489,000 | 491,000 | 492,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,316,000 | 10,843,000 | 16,205,000 |
| Interest-bearing deposits | 2,119,000 | 9,717,000 | 15,240,000 |
| Noninterest-bearing deposits | 197,000 | 1,126,000 | 965,000 |
| Equity capital | 10,198,000 | 10,122,000 | 10,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 175,000 | 471,000 | 939,000 |
| Interest expense | 6,000 | 30,000 | 105,000 |
| Net interest income | 169,000 | 441,000 | 834,000 |
| Noninterest income | 1,000 | 9,000 | 39,000 |
| Noninterest expense | 893,000 | 1,183,000 | 1,577,000 |
| Provision for loan losses | 79,000 | 178,000 | 236,000 |
| Pretax income | -802,000 | -911,000 | -940,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -802,000 | -911,000 | -940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 10,198,000 | 10,122,000 | 10,098,000 |
| Total capital | 10,277,000 | 10,298,000 | 10,334,000 |
| Risk-weighted assets | 7,728,000 | 14,070,000 | 20,614,000 |