Call reports 2026
BANK OF ERATH — 2026
What BANK OF ERATH reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 108,614,000 | 105,328,000 |
| Total loans | 42,828,000 | 43,485,000 |
| Allowance for loan losses | 694,000 | 697,000 |
| Securities available for sale | 30,865,000 | 31,871,000 |
| Securities held to maturity | 0 | 1,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 93,485,000 | 90,229,000 |
| Interest-bearing deposits | 53,376,000 | 53,929,000 |
| Noninterest-bearing deposits | 40,109,000 | 36,300,000 |
| Equity capital | 14,356,000 | 14,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,271,000 | 2,568,000 |
| Interest expense | 247,000 | 496,000 |
| Net interest income | 1,024,000 | 2,072,000 |
| Noninterest income | 129,000 | 169,000 |
| Noninterest expense | 1,007,000 | 2,075,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 146,000 | 166,000 |
| Income tax | 28,000 | 67,000 |
| Net income | 118,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,526,000 | 15,472,000 |