Call reports 2024
BANK OF ERATH — 2024
What BANK OF ERATH reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 113,643,000 | 113,233,000 | 109,270,000 | 111,492,000 |
| Total loans | 59,876,000 | 61,408,000 | 59,243,000 | 55,581,000 |
| Allowance for loan losses | 847,000 | 727,000 | 723,000 | 723,000 |
| Securities available for sale | 34,181,000 | 33,526,000 | 31,976,000 | 28,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,987,000 | 96,205,000 | 94,836,000 | 97,715,000 |
| Interest-bearing deposits | 58,584,000 | 57,037,000 | 58,284,000 | 59,496,000 |
| Noninterest-bearing deposits | 38,403,000 | 39,168,000 | 36,552,000 | 38,219,000 |
| Equity capital | 12,541,000 | 12,778,000 | 13,552,000 | 13,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,639,000 | 3,963,000 | 5,356,000 |
| Interest expense | 314,000 | 620,000 | 912,000 | 1,243,000 |
| Net interest income | 1,051,000 | 2,019,000 | 3,051,000 | 4,113,000 |
| Noninterest income | 119,000 | 243,000 | 374,000 | 503,000 |
| Noninterest expense | 932,000 | 1,863,000 | 2,836,000 | 3,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 399,000 | 589,000 | 801,000 |
| Income tax | 42,000 | 79,000 | 120,000 | 152,000 |
| Net income | 196,000 | 320,000 | 469,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,867,000 | 14,957,000 | 15,105,000 | 15,007,000 |