Call reports 2022
BANK OF ERATH — 2022
What BANK OF ERATH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 118,991,000 | 118,558,000 | 116,717,000 | 117,936,000 |
| Total loans | 59,449,000 | 64,876,000 | 66,479,000 | 64,147,000 |
| Allowance for loan losses | 839,000 | 840,000 | 844,000 | 804,000 |
| Securities available for sale | 33,079,000 | 35,682,000 | 35,645,000 | 35,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,869,000 | 106,072,000 | 105,087,000 | 105,933,000 |
| Interest-bearing deposits | 63,520,000 | 62,099,000 | 63,670,000 | 62,569,000 |
| Noninterest-bearing deposits | 42,349,000 | 43,973,000 | 41,417,000 | 43,364,000 |
| Equity capital | 12,086,000 | 11,499,000 | 10,613,000 | 11,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,992,000 | 3,105,000 | 4,286,000 |
| Interest expense | 61,000 | 124,000 | 190,000 | 261,000 |
| Net interest income | 885,000 | 1,868,000 | 2,915,000 | 4,025,000 |
| Noninterest income | 30,000 | 86,000 | 220,000 | 336,000 |
| Noninterest expense | 1,019,000 | 1,860,000 | 2,741,000 | 3,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -104,000 | 94,000 | 394,000 | 614,000 |
| Income tax | 0 | 16,000 | 80,000 | 112,000 |
| Net income | -104,000 | 78,000 | 314,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,719,000 | 13,866,000 | 14,102,000 | 14,046,000 |