Call reports 2021
BANK OF ERATH — 2021
What BANK OF ERATH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 114,243,000 | 114,977,000 | 113,319,000 | 117,394,000 |
| Total loans | 64,781,000 | 66,925,000 | 67,033,000 | 59,436,000 |
| Allowance for loan losses | 696,000 | 729,000 | 871,000 | 876,000 |
| Securities available for sale | 26,636,000 | 27,595,000 | 29,625,000 | 33,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,293,000 | 100,654,000 | 98,761,000 | 103,453,000 |
| Interest-bearing deposits | 58,679,000 | 58,853,000 | 58,419,000 | 60,296,000 |
| Noninterest-bearing deposits | 41,614,000 | 41,801,000 | 40,342,000 | 43,157,000 |
| Equity capital | 13,708,000 | 13,916,000 | 14,008,000 | 13,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,249,000 | 3,295,000 | 4,306,000 |
| Interest expense | 110,000 | 203,000 | 282,000 | 342,000 |
| Net interest income | 977,000 | 2,046,000 | 3,013,000 | 3,964,000 |
| Noninterest income | 128,000 | 246,000 | 368,000 | 490,000 |
| Noninterest expense | 973,000 | 1,916,000 | 2,858,000 | 3,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 376,000 | 523,000 | 581,000 |
| Income tax | 26,000 | 73,000 | 108,000 | 102,000 |
| Net income | 106,000 | 303,000 | 415,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,728,000 | 13,926,000 | 14,038,000 | 13,823,000 |