Call reports 2018
BANK OF ERATH — 2018
What BANK OF ERATH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 100,091,000 | 101,275,000 | 101,528,000 | 101,859,000 |
| Total loans | 69,741,000 | 72,928,000 | 72,383,000 | 68,697,000 |
| Allowance for loan losses | 676,000 | 630,000 | 623,000 | 597,000 |
| Securities available for sale | 17,137,000 | 15,998,000 | 15,042,000 | 13,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,628,000 | 86,075,000 | 87,428,000 | 88,215,000 |
| Interest-bearing deposits | 54,251,000 | 53,848,000 | 54,808,000 | 54,528,000 |
| Noninterest-bearing deposits | 32,377,000 | 32,227,000 | 32,620,000 | 33,687,000 |
| Equity capital | 13,240,000 | 13,437,000 | 13,599,000 | 13,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,137,000 | 3,265,000 | 4,410,000 |
| Interest expense | 71,000 | 145,000 | 235,000 | 335,000 |
| Net interest income | 981,000 | 1,992,000 | 3,030,000 | 4,075,000 |
| Noninterest income | 102,000 | 229,000 | 344,000 | 190,000 |
| Noninterest expense | 878,000 | 1,708,000 | 2,603,000 | 3,655,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 513,000 | 771,000 | 610,000 |
| Income tax | 36,000 | 103,000 | 159,000 | 81,000 |
| Net income | 169,000 | 410,000 | 612,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,245,000 | 13,451,000 | 13,653,000 | 13,290,000 |
| Total capital | 13,921,000 | 14,081,000 | 14,276,000 | 13,887,000 |
| Risk-weighted assets | 70,993,000 | 71,681,000 | 75,823,000 | 67,894,000 |