Call reports 2017
BANK OF ERATH — 2017
What BANK OF ERATH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 100,741,000 | 102,140,000 | 99,723,000 | 101,592,000 |
| Total loans | 65,184,000 | 67,185,000 | 67,634,000 | 68,042,000 |
| Allowance for loan losses | 556,000 | 453,000 | 457,000 | 687,000 |
| Securities available for sale | 20,244,000 | 20,969,000 | 19,577,000 | 19,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,074,000 | 88,090,000 | 85,042,000 | 88,129,000 |
| Interest-bearing deposits | 55,330,000 | 56,290,000 | 54,358,000 | 53,840,000 |
| Noninterest-bearing deposits | 31,744,000 | 31,800,000 | 30,684,000 | 34,289,000 |
| Equity capital | 13,445,000 | 13,677,000 | 13,805,000 | 13,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,015,000 | 3,070,000 | 4,129,000 |
| Interest expense | 68,000 | 138,000 | 209,000 | 279,000 |
| Net interest income | 926,000 | 1,877,000 | 2,861,000 | 3,850,000 |
| Noninterest income | 110,000 | 234,000 | 351,000 | 468,000 |
| Noninterest expense | 897,000 | 1,756,000 | 2,583,000 | 3,990,000 |
| Provision for loan losses | 0 | 0 | 0 | 175,000 |
| Pretax income | 139,000 | 355,000 | 629,000 | 153,000 |
| Income tax | 33,000 | 87,000 | 157,000 | -30,000 |
| Net income | 106,000 | 268,000 | 472,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,401,000 | 13,562,000 | 13,718,000 | 13,076,000 |
| Total capital | 13,957,000 | 14,015,000 | 14,175,000 | 13,763,000 |
| Risk-weighted assets | 65,816,000 | 69,585,000 | 69,130,000 | 68,463,000 |