Call reports 2023
MOUNTAIN VIEW BANK OF COMMERCE — 2023
What MOUNTAIN VIEW BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 174,363,000 | 182,236,000 | 190,420,000 | 182,734,000 |
| Total loans | 151,967,000 | 158,034,000 | 160,246,000 | 161,180,000 |
| Allowance for loan losses | 2,238,000 | 2,239,000 | 2,239,000 | 2,239,000 |
| Securities available for sale | 2,462,000 | 2,488,000 | 2,499,000 | 2,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,962,000 | 140,609,000 | 145,985,000 | 139,107,000 |
| Interest-bearing deposits | 97,525,000 | 94,074,000 | 92,879,000 | 97,628,000 |
| Noninterest-bearing deposits | 46,437,000 | 46,535,000 | 53,106,000 | 41,479,000 |
| Equity capital | 19,570,000 | 19,968,000 | 20,490,000 | 20,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,388,000 | 4,968,000 | 7,691,000 | 10,548,000 |
| Interest expense | 602,000 | 1,453,000 | 2,416,000 | 3,548,000 |
| Net interest income | 1,786,000 | 3,515,000 | 5,275,000 | 7,000,000 |
| Noninterest income | 217,000 | 326,000 | 570,000 | 603,000 |
| Noninterest expense | 1,311,000 | 2,648,000 | 4,014,000 | 5,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 692,000 | 1,193,000 | 1,831,000 | 2,437,000 |
| Income tax | 153,000 | 275,000 | 398,000 | 517,000 |
| Net income | 539,000 | 918,000 | 1,433,000 | 1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,862,000 | 20,242,000 | 20,757,000 | 21,244,000 |
| Total capital | 21,798,000 | 22,239,000 | 22,782,000 | 23,201,000 |
| Risk-weighted assets | 154,565,000 | 159,279,000 | 161,796,000 | 160,966,000 |