Call reports 2021
MOUNTAIN VIEW BANK OF COMMERCE — 2021
What MOUNTAIN VIEW BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 166,990,000 | 157,406,000 | 163,458,000 | 165,194,000 |
| Total loans | 133,116,000 | 142,161,000 | 140,098,000 | 141,376,000 |
| Allowance for loan losses | 2,385,000 | 2,359,000 | 2,332,000 | 2,307,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,675,000 | 2,653,000 | 2,655,000 | 2,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,497,000 | 131,480,000 | 130,532,000 | 138,420,000 |
| Interest-bearing deposits | 93,245,000 | 88,044,000 | 86,695,000 | 90,216,000 |
| Noninterest-bearing deposits | 47,252,000 | 43,436,000 | 43,837,000 | 48,204,000 |
| Equity capital | 15,519,000 | 15,876,000 | 16,720,000 | 17,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,212,000 | 4,978,000 | 6,637,000 |
| Interest expense | 356,000 | 639,000 | 872,000 | 1,073,000 |
| Net interest income | 1,217,000 | 2,573,000 | 4,106,000 | 5,564,000 |
| Noninterest income | 455,000 | 742,000 | 1,571,000 | 1,950,000 |
| Noninterest expense | 1,216,000 | 2,404,000 | 3,699,000 | 4,964,000 |
| Provision for loan losses | 0 | -20,000 | -50,000 | -80,000 |
| Pretax income | 456,000 | 931,000 | 2,028,000 | 2,630,000 |
| Income tax | 113,000 | 231,000 | 485,000 | 651,000 |
| Net income | 343,000 | 700,000 | 1,543,000 | 1,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,519,000 | 15,876,000 | 16,720,000 | 17,155,000 |
| Total capital | 17,075,000 | 17,581,000 | 18,440,000 | 18,892,000 |
| Risk-weighted assets | 123,630,000 | 135,756,000 | 137,045,000 | 138,449,000 |
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