Call reports 2018
MOUNTAIN VIEW BANK OF COMMERCE — 2018
What MOUNTAIN VIEW BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,899,000 | 107,557,000 | 116,628,000 | 112,063,000 |
| Total loans | 91,591,000 | 93,314,000 | 97,311,000 | 98,215,000 |
| Allowance for loan losses | 1,269,000 | 1,320,000 | 1,450,000 | 1,481,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,609,000 | 76,016,000 | 87,286,000 | 82,091,000 |
| Interest-bearing deposits | 59,320,000 | 54,300,000 | 63,555,000 | 59,123,000 |
| Noninterest-bearing deposits | 23,289,000 | 21,716,000 | 23,731,000 | 22,968,000 |
| Equity capital | 9,670,000 | 9,832,000 | 10,156,000 | 11,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,365,000 | 3,739,000 | 5,146,000 |
| Interest expense | 202,000 | 436,000 | 752,000 | 1,104,000 |
| Net interest income | 941,000 | 1,929,000 | 2,987,000 | 4,042,000 |
| Noninterest income | 171,000 | 297,000 | 668,000 | 753,000 |
| Noninterest expense | 854,000 | 1,717,000 | 2,592,000 | 3,676,000 |
| Provision for loan losses | 105,000 | 145,000 | 269,000 | 294,000 |
| Pretax income | 153,000 | 364,000 | 794,000 | 825,000 |
| Income tax | 39,000 | 88,000 | 194,000 | 203,000 |
| Net income | 114,000 | 276,000 | 600,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,670,000 | 9,832,000 | 10,156,000 | 11,178,000 |
| Total capital | 10,778,000 | 10,982,000 | 11,347,000 | 12,411,000 |
| Risk-weighted assets | 88,478,000 | 91,785,000 | 95,076,000 | 98,379,000 |