Call reports 2025
MT. VICTORY STATE BANK — 2025
What MT. VICTORY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 21,392,000 | 21,323,000 | 21,510,000 | 21,868,000 |
| Total loans | 12,921,000 | 13,146,000 | 13,516,000 | 13,914,000 |
| Allowance for loan losses | 289,000 | 297,000 | 312,000 | 341,000 |
| Securities available for sale | 4,036,000 | 3,387,000 | 3,390,000 | 2,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,317,000 | 19,158,000 | 19,238,000 | 19,614,000 |
| Interest-bearing deposits | 12,958,000 | 12,873,000 | 13,095,000 | 13,024,000 |
| Noninterest-bearing deposits | 6,359,000 | 6,285,000 | 6,143,000 | 6,590,000 |
| Equity capital | 2,061,000 | 2,146,000 | 2,247,000 | 2,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 620,000 | 935,000 | 1,267,000 |
| Interest expense | 55,000 | 118,000 | 182,000 | 248,000 |
| Net interest income | 251,000 | 502,000 | 753,000 | 1,019,000 |
| Noninterest income | 12,000 | 22,000 | 32,000 | 42,000 |
| Noninterest expense | 158,000 | 326,000 | 487,000 | 728,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 80,000 | 148,000 | 223,000 | 233,000 |
| Income tax | 14,000 | 26,000 | 38,000 | 42,000 |
| Net income | 66,000 | 122,000 | 185,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,282,000 | 2,338,000 | 2,401,000 | 2,353,000 |