Call reports 2022
MT. VICTORY STATE BANK — 2022
What MT. VICTORY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 23,233,000 | 22,261,000 | 21,004,000 | 20,474,000 |
| Total loans | 10,076,000 | 10,794,000 | 10,361,000 | 10,698,000 |
| Allowance for loan losses | 118,000 | 121,000 | 125,000 | 129,000 |
| Securities available for sale | 4,874,000 | 5,279,000 | 5,037,000 | 5,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,372,000 | 20,450,000 | 19,325,000 | 18,757,000 |
| Interest-bearing deposits | 13,807,000 | 13,110,000 | 12,992,000 | 12,413,000 |
| Noninterest-bearing deposits | 7,565,000 | 7,340,000 | 6,333,000 | 6,344,000 |
| Equity capital | 1,855,000 | 1,787,000 | 1,669,000 | 1,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 316,000 | 504,000 | 698,000 |
| Interest expense | 11,000 | 22,000 | 37,000 | 52,000 |
| Net interest income | 137,000 | 294,000 | 467,000 | 646,000 |
| Noninterest income | 12,000 | 23,000 | 33,000 | 44,000 |
| Noninterest expense | 136,000 | 274,000 | 417,000 | 606,000 |
| Provision for loan losses | 0 | 3,000 | 7,000 | 11,000 |
| Pretax income | 13,000 | 40,000 | 76,000 | 73,000 |
| Income tax | 1,000 | 3,000 | 9,000 | 8,000 |
| Net income | 12,000 | 37,000 | 67,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,048,000 | 2,074,000 | 2,103,000 | 2,069,000 |
| Total capital | 2,166,000 | 2,195,000 | — | — |
| Risk-weighted assets | 12,077,000 | 12,073,000 | — | — |