Call reports 2021
MT. VICTORY STATE BANK — 2021
What MT. VICTORY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 23,748,000 | 23,748,000 | 23,627,000 | 22,754,000 |
| Total loans | 8,909,000 | 8,987,000 | 9,600,000 | 10,047,000 |
| Allowance for loan losses | 123,000 | 123,000 | 123,000 | 118,000 |
| Securities available for sale | 4,468,000 | 4,788,000 | 4,191,000 | 4,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,706,000 | 21,680,000 | 21,538,000 | 20,710,000 |
| Interest-bearing deposits | 13,557,000 | 13,323,000 | 14,020,000 | 13,660,000 |
| Noninterest-bearing deposits | 8,149,000 | 8,357,000 | 7,518,000 | 7,050,000 |
| Equity capital | 2,036,000 | 2,064,000 | 2,077,000 | 2,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 295,000 | 443,000 | 590,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 52,000 |
| Net interest income | 132,000 | 268,000 | 403,000 | 538,000 |
| Noninterest income | 13,000 | 24,000 | 35,000 | 46,000 |
| Noninterest expense | 135,000 | 260,000 | 395,000 | 532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 32,000 | 43,000 | 52,000 |
| Income tax | 0 | 2,000 | 1,000 | 4,000 |
| Net income | 10,000 | 30,000 | 42,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,036,000 | 2,064,000 | 2,077,000 | 2,040,000 |