Call reports 2019
MT. VICTORY STATE BANK — 2019
What MT. VICTORY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,295,000 | 17,273,000 | 18,137,000 | 18,644,000 |
| Total loans | 6,488,000 | 6,912,000 | 6,890,000 | 7,659,000 |
| Allowance for loan losses | 101,000 | 106,000 | 102,000 | 106,000 |
| Securities available for sale | 4,068,000 | 3,855,000 | 4,268,000 | 4,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,388,000 | 15,122,000 | 16,083,000 | 16,648,000 |
| Interest-bearing deposits | 11,459,000 | 10,569,000 | 11,271,000 | 11,555,000 |
| Noninterest-bearing deposits | 4,929,000 | 4,553,000 | 4,812,000 | 5,093,000 |
| Equity capital | 1,904,000 | 2,008,000 | 2,036,000 | 1,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 149,000 | 310,000 | 466,000 | 631,000 |
| Interest expense | 13,000 | 29,000 | 44,000 | 65,000 |
| Net interest income | 136,000 | 281,000 | 422,000 | 566,000 |
| Noninterest income | 11,000 | 23,000 | 35,000 | 44,000 |
| Noninterest expense | 123,000 | 234,000 | 356,000 | 508,000 |
| Provision for loan losses | 2,000 | 7,000 | 9,000 | 12,000 |
| Pretax income | 22,000 | 63,000 | 92,000 | 90,000 |
| Income tax | 2,000 | 9,000 | 15,000 | 15,000 |
| Net income | 20,000 | 54,000 | 77,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,966,000 | 2,000,000 | 2,021,000 | 1,993,000 |
| Total capital | 2,066,000 | 2,100,000 | 2,123,000 | 2,099,000 |
| Risk-weighted assets | 8,070,000 | 7,994,000 | 8,228,000 | 9,280,000 |