Call reports 2018
MT. VICTORY STATE BANK — 2018
What MT. VICTORY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 18,247,000 | 16,979,000 | 16,459,000 | 16,751,000 |
| Total loans | 5,959,000 | 6,149,000 | 6,277,000 | 6,421,000 |
| Allowance for loan losses | 86,000 | 93,000 | 103,000 | 99,000 |
| Securities available for sale | 3,956,000 | 3,952,000 | 3,911,000 | 3,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,452,000 | 15,160,000 | 14,426,000 | 14,930,000 |
| Interest-bearing deposits | 11,482,000 | 10,303,000 | 9,743,000 | 9,897,000 |
| Noninterest-bearing deposits | 4,970,000 | 4,857,000 | 4,683,000 | 5,033,000 |
| Equity capital | 1,788,000 | 1,807,000 | 1,793,000 | 1,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 275,000 | 414,000 | 553,000 |
| Interest expense | 7,000 | 16,000 | 23,000 | 33,000 |
| Net interest income | 126,000 | 259,000 | 391,000 | 520,000 |
| Noninterest income | 14,000 | 29,000 | 44,000 | 58,000 |
| Noninterest expense | 119,000 | 238,000 | 358,000 | 506,000 |
| Provision for loan losses | 2,000 | 6,000 | 9,000 | 10,000 |
| Pretax income | 19,000 | 44,000 | 68,000 | 62,000 |
| Income tax | 2,000 | 5,000 | 10,000 | 9,000 |
| Net income | 17,000 | 39,000 | 58,000 | 53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,939,000 | 1,962,000 | 1,979,000 | 1,946,000 |
| Total capital | 2,025,000 | 2,055,000 | 2,065,000 | 2,031,000 |
| Risk-weighted assets | 11,940,000 | 7,873,000 | 6,890,000 | 6,802,000 |