Call reports 2017
MT. VICTORY STATE BANK — 2017
What MT. VICTORY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 18,681,000 | 17,292,000 | 17,357,000 | 17,278,000 |
| Total loans | 5,552,000 | 5,503,000 | 5,534,000 | 5,994,000 |
| Allowance for loan losses | 103,000 | 96,000 | 97,000 | 84,000 |
| Securities available for sale | 4,489,000 | 4,600,000 | 4,591,000 | 4,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,840,000 | 15,373,000 | 15,424,000 | 15,432,000 |
| Interest-bearing deposits | 11,686,000 | 10,690,000 | 10,509,000 | 10,421,000 |
| Noninterest-bearing deposits | 5,154,000 | 4,683,000 | 4,915,000 | 5,011,000 |
| Equity capital | 1,833,000 | 1,902,000 | 1,912,000 | 1,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 118,000 | 238,000 | 363,000 | 493,000 |
| Interest expense | 8,000 | 16,000 | 23,000 | 31,000 |
| Net interest income | 110,000 | 222,000 | 340,000 | 462,000 |
| Noninterest income | 15,000 | 32,000 | 48,000 | 63,000 |
| Noninterest expense | 116,000 | 221,000 | 336,000 | 472,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 4,000 |
| Pretax income | 9,000 | 32,000 | 50,000 | 49,000 |
| Income tax | 0 | 2,000 | 5,000 | 4,000 |
| Net income | 9,000 | 30,000 | 45,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,956,000 | 1,935,000 | 1,951,000 | 1,923,000 |
| Total capital | 2,059,000 | 2,031,000 | 2,048,000 | 2,007,000 |
| Risk-weighted assets | 11,972,000 | 11,943,000 | 11,976,000 | 11,612,000 |