Call reports 2016
MT. VICTORY STATE BANK — 2016
What MT. VICTORY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 18,927,000 | 17,897,000 | 17,978,000 | 17,958,000 |
| Total loans | 5,221,000 | 4,943,000 | 5,217,000 | 5,230,000 |
| Allowance for loan losses | 108,000 | 106,000 | 105,000 | 103,000 |
| Securities available for sale | 8,707,000 | 5,306,000 | 3,328,000 | 4,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,040,000 | 15,926,000 | 15,991,000 | 16,152,000 |
| Interest-bearing deposits | 11,975,000 | 10,924,000 | 11,000,000 | 11,091,000 |
| Noninterest-bearing deposits | 5,065,000 | 5,002,000 | 4,991,000 | 5,061,000 |
| Equity capital | 1,871,000 | 1,947,000 | 1,961,000 | 1,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 237,000 | 363,000 | 477,000 |
| Interest expense | 7,000 | 14,000 | 21,000 | 29,000 |
| Net interest income | 115,000 | 223,000 | 342,000 | 448,000 |
| Noninterest income | 17,000 | 33,000 | 53,000 | 69,000 |
| Noninterest expense | 114,000 | 232,000 | 351,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 24,000 | 44,000 | 36,000 |
| Income tax | 2,000 | 2,000 | 3,000 | 0 |
| Net income | 16,000 | 22,000 | 41,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,913,000 | 1,920,000 | 1,939,000 | 1,957,000 |
| Total capital | 2,011,000 | 2,026,000 | 2,044,000 | 2,060,000 |
| Risk-weighted assets | 7,868,000 | 10,324,000 | 11,481,000 | 11,651,000 |