Call reports 2012
MT. VICTORY STATE BANK — 2012
What MT. VICTORY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 17,287,000 | 16,841,000 | 14,642,000 | 15,815,000 |
| Total loans | 3,389,000 | 3,692,000 | 3,897,000 | 4,023,000 |
| Allowance for loan losses | 98,000 | 99,000 | 99,000 | 99,000 |
| Securities available for sale | 9,609,000 | 10,337,000 | 7,695,000 | 9,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,419,000 | 14,875,000 | 12,678,000 | 13,933,000 |
| Interest-bearing deposits | 10,962,000 | 10,441,000 | 9,170,000 | 9,699,000 |
| Noninterest-bearing deposits | 4,457,000 | 4,434,000 | 3,508,000 | 4,234,000 |
| Equity capital | 1,855,000 | 1,926,000 | 1,920,000 | 1,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 253,000 | 379,000 | 498,000 |
| Interest expense | 11,000 | 20,000 | 28,000 | 36,000 |
| Net interest income | 110,000 | 233,000 | 351,000 | 462,000 |
| Noninterest income | 16,000 | 31,000 | 49,000 | 67,000 |
| Noninterest expense | 111,000 | 225,000 | 337,000 | 469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 39,000 | 63,000 | 60,000 |
| Income tax | 2,000 | 7,000 | 14,000 | 10,000 |
| Net income | 13,000 | 32,000 | 49,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,848,000 | 1,867,000 | 1,884,000 | 1,857,000 |
| Total capital | 1,933,000 | 1,951,000 | 1,967,000 | 1,956,000 |
| Risk-weighted assets | 6,807,000 | 6,712,000 | 6,584,000 | 8,758,000 |