Call reports 2011
MT. VICTORY STATE BANK — 2011
What MT. VICTORY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 15,546,000 | 15,392,000 | 15,633,000 | 15,688,000 |
| Total loans | 2,970,000 | 2,637,000 | 2,754,000 | 2,939,000 |
| Allowance for loan losses | 101,000 | 102,000 | 102,000 | 96,000 |
| Securities available for sale | 8,931,000 | 9,756,000 | 8,403,000 | 9,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,765,000 | 13,446,000 | 13,658,000 | 13,794,000 |
| Interest-bearing deposits | 10,167,000 | 10,055,000 | 10,234,000 | 9,896,000 |
| Noninterest-bearing deposits | 3,598,000 | 3,391,000 | 3,424,000 | 3,898,000 |
| Equity capital | 1,763,000 | 1,913,000 | 1,937,000 | 1,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 246,000 | 370,000 | 488,000 |
| Interest expense | 15,000 | 29,000 | 41,000 | 53,000 |
| Net interest income | 110,000 | 217,000 | 329,000 | 435,000 |
| Noninterest income | 14,000 | 31,000 | 47,000 | 65,000 |
| Noninterest expense | 107,000 | 217,000 | 334,000 | 468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 31,000 | 42,000 | 32,000 |
| Income tax | 3,000 | 5,000 | 6,000 | 5,000 |
| Net income | 14,000 | 26,000 | 36,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,847,000 | 1,860,000 | 1,869,000 | 1,835,000 |
| Total capital | 1,923,000 | 1,932,000 | 1,939,000 | 1,909,000 |
| Risk-weighted assets | 6,047,000 | 5,727,000 | 5,571,000 | 5,932,000 |