Call reports 2010
MT. VICTORY STATE BANK — 2010
What MT. VICTORY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 16,427,000 | 15,769,000 | 15,230,000 | 14,560,000 |
| Total loans | 3,412,000 | 3,011,000 | 3,030,000 | 3,373,000 |
| Allowance for loan losses | 104,000 | 104,000 | 100,000 | 101,000 |
| Securities available for sale | 8,660,000 | 8,065,000 | 7,798,000 | 8,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,588,000 | 13,724,000 | 13,180,000 | 12,761,000 |
| Interest-bearing deposits | 11,432,000 | 10,206,000 | 9,502,000 | 9,639,000 |
| Noninterest-bearing deposits | 3,156,000 | 3,518,000 | 3,678,000 | 3,122,000 |
| Equity capital | 1,814,000 | 1,977,000 | 1,980,000 | 1,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 281,000 | 406,000 | 531,000 |
| Interest expense | 22,000 | 43,000 | 63,000 | 79,000 |
| Net interest income | 121,000 | 238,000 | 343,000 | 452,000 |
| Noninterest income | 14,000 | 32,000 | 52,000 | 69,000 |
| Noninterest expense | 102,000 | 201,000 | 312,000 | 478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 69,000 | 83,000 | 43,000 |
| Income tax | 8,000 | 17,000 | 19,000 | 7,000 |
| Net income | 25,000 | 52,000 | 64,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,850,000 | 1,877,000 | 1,889,000 | 1,833,000 |
| Total capital | 1,937,000 | 1,963,000 | 1,965,000 | 1,908,000 |
| Risk-weighted assets | 6,925,000 | 6,887,000 | 6,057,000 | 5,997,000 |