Call reports 2009
MT. VICTORY STATE BANK — 2009
What MT. VICTORY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 13,234,000 | 14,216,000 | 13,573,000 | 15,194,000 |
| Total loans | 3,486,000 | 3,872,000 | 3,874,000 | 3,863,000 |
| Allowance for loan losses | 105,000 | 105,000 | 105,000 | 104,000 |
| Securities available for sale | 5,441,000 | 6,129,000 | 6,937,000 | 7,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,217,000 | 12,231,000 | 11,548,000 | 13,419,000 |
| Interest-bearing deposits | 8,451,000 | 9,150,000 | 8,804,000 | 8,552,000 |
| Noninterest-bearing deposits | 2,766,000 | 3,081,000 | 2,744,000 | 4,867,000 |
| Equity capital | 1,959,000 | 1,926,000 | 1,970,000 | 1,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 288,000 | 434,000 | 583,000 |
| Interest expense | 30,000 | 64,000 | 93,000 | 121,000 |
| Net interest income | 125,000 | 224,000 | 341,000 | 462,000 |
| Noninterest income | 14,000 | 30,000 | 51,000 | 66,000 |
| Noninterest expense | 101,000 | 200,000 | 317,000 | 470,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 54,000 | 75,000 | 58,000 |
| Income tax | 12,000 | 10,000 | 13,000 | 7,000 |
| Net income | 26,000 | 44,000 | 62,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,931,000 | 1,948,000 | 1,967,000 | 1,825,000 |
| Total capital | 2,013,000 | 2,034,000 | 2,051,000 | 1,925,000 |
| Risk-weighted assets | 6,511,000 | 6,863,000 | 6,679,000 | 8,015,000 |