Call reports 2001
MT. VICTORY STATE BANK — 2001
What MT. VICTORY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,647,000 | 11,494,000 | 11,555,000 | 12,689,000 |
| Total loans | 5,639,000 | 6,472,000 | 6,705,000 | 6,662,000 |
| Allowance for loan losses | 115,000 | 120,000 | 125,000 | 129,000 |
| Securities available for sale | 4,163,000 | 3,313,000 | 3,672,000 | 3,730,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,174,000 | 9,977,000 | 9,720,000 | 10,936,000 |
| Interest-bearing deposits | 8,239,000 | 7,955,000 | 7,993,000 | 8,000,000 |
| Noninterest-bearing deposits | 1,935,000 | 2,022,000 | 1,727,000 | 2,936,000 |
| Equity capital | 1,436,000 | 1,473,000 | 1,537,000 | 1,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 213,000 | 430,000 | 647,000 | 854,000 |
| Interest expense | 90,000 | 182,000 | 275,000 | 365,000 |
| Net interest income | 123,000 | 248,000 | 372,000 | 489,000 |
| Noninterest income | 16,000 | 35,000 | 51,000 | 66,000 |
| Noninterest expense | 88,000 | 185,000 | 279,000 | 422,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 46,000 | 89,000 | 130,000 | 115,000 |
| Income tax | 12,000 | 24,000 | 39,000 | 25,000 |
| Net income | 34,000 | 65,000 | 91,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,432,000 | 1,463,000 | 1,489,000 | 1,469,000 |
| Total capital | 1,509,000 | 1,548,000 | 1,574,000 | 1,559,000 |
| Risk-weighted assets | 6,156,000 | 6,792,000 | 6,749,000 | 7,151,000 |