Call reports 2008
COMMUNITY BANKS OF NORTHERN CALIFORNIA — 2008
What COMMUNITY BANKS OF NORTHERN CALIFORNIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 178,341,000 | 164,531,000 | 189,133,000 | 187,565,000 |
| Total loans | 128,540,000 | 141,866,000 | 142,655,000 | 139,267,000 |
| Allowance for loan losses | 3,025,000 | 3,215,000 | 7,346,000 | 8,387,000 |
| Securities available for sale | 3,018,000 | 3,047,000 | 12,152,000 | 27,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,621,000 | 143,169,000 | 172,283,000 | 169,090,000 |
| Interest-bearing deposits | 138,750,000 | 126,558,000 | 154,655,000 | 152,898,000 |
| Noninterest-bearing deposits | 17,871,000 | 16,611,000 | 17,628,000 | 16,193,000 |
| Equity capital | 20,681,000 | 20,585,000 | 16,116,000 | 17,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,854,000 | 5,290,000 | 7,653,000 | 10,252,000 |
| Interest expense | 1,464,000 | 2,754,000 | 4,200,000 | 5,613,000 |
| Net interest income | 1,390,000 | 2,536,000 | 3,453,000 | 4,639,000 |
| Noninterest income | 158,000 | 294,000 | 501,000 | 670,000 |
| Noninterest expense | 1,395,000 | 2,608,000 | 4,026,000 | 5,469,000 |
| Provision for loan losses | 3,806,000 | 3,996,000 | 11,346,000 | 12,396,000 |
| Pretax income | -3,653,000 | -3,774,000 | -11,418,000 | -12,556,000 |
| Income tax | -1,500,000 | -1,539,000 | -4,677,000 | -5,133,000 |
| Net income | -2,153,000 | -2,235,000 | -6,741,000 | -7,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,411,000 | 16,340,000 | 11,858,000 | 13,198,000 |
| Total capital | 18,204,000 | 17,733,000 | 13,767,000 | 15,006,000 |
| Risk-weighted assets | 142,182,000 | 143,963,000 | 147,299,000 | 138,275,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANKS OF NORTHERN CALIFORNIA — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.