Call reports 2004

COMMUNITY BANKS OF NORTHERN CALIFORNIA — 2004

Name: COMMUNITY BANKS OF NORTHERN CALIFORNIA — FFIEC call report 2004
Creator: COMMUNITY BANKS OF NORTHERN CALIFORNIA

What COMMUNITY BANKS OF NORTHERN CALIFORNIA reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c391cc48-98e3-4188-a633-0f0801c77791/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	100,675,000	101,977,000	98,513,000	99,372,000
Total loans	72,319,000	74,820,000	78,540,000	76,658,000
Allowance for loan losses	623,000	436,000	500,000	586,000
Securities available for sale	1,579,000	8,000,000	5,019,000	4,996,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	85,839,000	86,602,000	82,959,000	83,227,000
Interest-bearing deposits	76,783,000	75,582,000	71,348,000	70,057,000
Noninterest-bearing deposits	9,056,000	11,019,000	11,611,000	13,170,000
Equity capital	14,382,000	14,641,000	14,840,000	15,454,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,072,000	2,274,000	3,498,000	4,810,000
Interest expense	220,000	444,000	673,000	942,000
Net interest income	852,000	1,830,000	2,825,000	3,868,000
Noninterest income	85,000	194,000	319,000	425,000
Noninterest expense	763,000	1,545,000	2,324,000	3,150,000
Provision for loan losses	0	-187,000	-122,000	-32,000
Pretax income	183,000	675,000	967,000	1,200,000
Income tax	74,000	275,000	392,000	500,000
Net income	109,000	400,000	575,000	700,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,805,000	10,116,000	10,312,000	10,957,000
Total capital	10,428,000	10,551,000	10,812,000	11,542,000
Risk-weighted assets	72,482,000	74,366,000	80,380,000	77,653,000