Call reports 2009
METROPACIFIC BANK — 2009
What METROPACIFIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 75,316,000 |
| Total loans | 59,906,000 |
| Allowance for loan losses | 2,523,000 |
| Securities available for sale | 2,479,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 70,078,000 |
| Interest-bearing deposits | 65,470,000 |
| Noninterest-bearing deposits | 4,608,000 |
| Equity capital | 2,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 810,000 |
| Interest expense | 588,000 |
| Net interest income | 222,000 |
| Noninterest income | 27,000 |
| Noninterest expense | 1,062,000 |
| Provision for loan losses | 1,661,000 |
| Pretax income | -2,474,000 |
| Income tax | 0 |
| Net income | -2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 2,652,000 |
| Total capital | 3,486,000 |
| Risk-weighted assets | 65,039,000 |