Call reports 2006
METROPACIFIC BANK — 2006
What METROPACIFIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,490,000 | 42,345,000 | 44,989,000 | 47,816,000 |
| Total loans | 24,575,000 | 29,164,000 | 33,625,000 | 34,650,000 |
| Allowance for loan losses | 295,000 | 337,000 | 400,000 | 463,000 |
| Securities available for sale | 3,006,000 | 2,999,000 | 3,029,000 | 3,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,031,000 | 29,910,000 | 32,472,000 | 35,435,000 |
| Interest-bearing deposits | 28,694,000 | 25,697,000 | 27,881,000 | 31,276,000 |
| Noninterest-bearing deposits | 4,337,000 | 4,213,000 | 4,591,000 | 4,159,000 |
| Equity capital | 12,005,000 | 11,926,000 | 12,025,000 | 11,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,717,000 | 2,698,000 | 3,870,000 |
| Interest expense | 307,000 | 636,000 | 957,000 | 1,327,000 |
| Net interest income | 449,000 | 1,081,000 | 1,741,000 | 2,543,000 |
| Noninterest income | 103,000 | 155,000 | 379,000 | 402,000 |
| Noninterest expense | 841,000 | 1,782,000 | 2,738,000 | 3,701,000 |
| Provision for loan losses | 43,000 | 85,000 | 148,000 | 217,000 |
| Pretax income | -332,000 | -631,000 | -766,000 | -973,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -332,000 | -632,000 | -767,000 | -974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,062,000 | 11,994,000 | 12,066,000 | 11,933,000 |
| Total capital | 12,357,000 | 12,331,000 | 12,466,000 | 12,402,000 |
| Risk-weighted assets | 30,366,000 | 36,617,000 | 38,161,000 | 40,404,000 |