Call reports 2007
EXCHANGE BANK — 2007
What EXCHANGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 20,345,000 |
| Total loans | 8,800,000 |
| Allowance for loan losses | 162,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 2,692,000 |
| Trading assets | 0 |
| Total deposits | 17,318,000 |
| Interest-bearing deposits | 13,470,000 |
| Noninterest-bearing deposits | 3,848,000 |
| Equity capital | 2,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 121,000 |
| Interest expense | 25,000 |
| Net interest income | 96,000 |
| Noninterest income | 4,000 |
| Noninterest expense | 38,000 |
| Provision for loan losses | 0 |
| Pretax income | 62,000 |
| Income tax | 0 |
| Net income | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 1,326,000 |
| Total capital | 1,488,000 |
| Risk-weighted assets | 12,548,000 |