Call reports 2001
EXCHANGE BANK — 2001
What EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,917,000 | 19,453,000 | 20,131,000 | 21,187,000 |
| Total loans | 10,106,000 | 9,691,000 | 10,502,000 | 10,200,000 |
| Allowance for loan losses | 353,000 | 413,000 | 413,000 | 413,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,653,000 | 6,741,000 | 6,726,000 | 6,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,302,000 | 15,808,000 | 16,647,000 | 17,502,000 |
| Interest-bearing deposits | 13,910,000 | 13,084,000 | 14,130,000 | 14,301,000 |
| Noninterest-bearing deposits | 2,392,000 | 2,724,000 | 2,517,000 | 3,201,000 |
| Equity capital | 3,516,000 | 3,570,000 | 3,402,000 | 3,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 745,000 | 1,081,000 | 1,420,000 |
| Interest expense | 138,000 | 265,000 | 380,000 | 484,000 |
| Net interest income | 250,000 | 480,000 | 701,000 | 936,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 53,000 |
| Noninterest expense | 142,000 | 216,000 | 319,000 | 506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 290,000 | 421,000 | 483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 290,000 | 421,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,516,000 | 3,570,000 | 3,402,000 | 3,419,000 |
| Total capital | 3,669,000 | 3,717,000 | 3,557,000 | 3,577,000 |
| Risk-weighted assets | 12,040,000 | 11,524,000 | 12,411,000 | 12,358,000 |