Call reports 2025
FARMERS & MERCHANTS BANK OF COLBY — 2025
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 592,273,000 | 592,097,000 | 596,768,000 | 639,861,000 |
| Total loans | 413,238,000 | 435,702,000 | 440,496,000 | 459,821,000 |
| Allowance for loan losses | 3,727,000 | 3,995,000 | 4,189,000 | 4,706,000 |
| Securities available for sale | 86,289,000 | 87,419,000 | 89,410,000 | 88,122,000 |
| Securities held to maturity | 9,582,000 | 9,537,000 | 9,286,000 | 9,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,259,000 | 457,457,000 | 460,935,000 | 503,981,000 |
| Interest-bearing deposits | 430,328,000 | 422,724,000 | 430,449,000 | 459,499,000 |
| Noninterest-bearing deposits | 29,931,000 | 34,733,000 | 30,486,000 | 44,482,000 |
| Equity capital | 63,646,000 | 65,063,000 | 68,387,000 | 68,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,462,000 | 17,273,000 | 26,324,000 | 35,640,000 |
| Interest expense | 4,109,000 | 8,260,000 | 12,502,000 | 16,741,000 |
| Net interest income | 4,353,000 | 9,013,000 | 13,822,000 | 18,899,000 |
| Noninterest income | 232,000 | 542,000 | 839,000 | 1,142,000 |
| Noninterest expense | 2,143,000 | 4,273,000 | 6,615,000 | 9,604,000 |
| Provision for loan losses | 0 | 200,000 | 190,000 | 600,000 |
| Pretax income | 2,442,000 | 5,082,000 | 7,863,000 | 9,811,000 |
| Income tax | 445,000 | 977,000 | 1,457,000 | 1,448,000 |
| Net income | 1,997,000 | 4,105,000 | 6,406,000 | 8,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,084,000 | 64,280,000 | 66,668,000 | 66,988,000 |