Call reports 2022
FARMERS & MERCHANTS BANK OF COLBY — 2022
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 335,132,000 | 335,911,000 | 352,375,000 | 376,504,000 |
| Total loans | 237,335,000 | 246,604,000 | 260,009,000 | 274,261,000 |
| Allowance for loan losses | 2,910,000 | 2,910,000 | 2,910,000 | 3,035,000 |
| Securities available for sale | 64,468,000 | 64,289,000 | 63,759,000 | 63,535,000 |
| Securities held to maturity | 8,386,000 | 8,385,000 | 8,225,000 | 8,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,715,000 | 240,689,000 | 255,999,000 | 274,680,000 |
| Interest-bearing deposits | 203,032,000 | 208,157,000 | 222,307,000 | 242,401,000 |
| Noninterest-bearing deposits | 33,684,000 | 32,532,000 | 33,692,000 | 32,278,000 |
| Equity capital | 47,334,000 | 46,233,000 | 45,686,000 | 47,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,542,000 | 7,203,000 | 11,199,000 | 15,664,000 |
| Interest expense | 430,000 | 938,000 | 1,817,000 | 3,110,000 |
| Net interest income | 3,112,000 | 6,265,000 | 9,382,000 | 12,554,000 |
| Noninterest income | 154,000 | 322,000 | 498,000 | 651,000 |
| Noninterest expense | 888,000 | 2,041,000 | 3,489,000 | 5,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 2,378,000 | 4,546,000 | 6,391,000 | 7,383,000 |
| Income tax | 375,000 | 951,000 | 1,316,000 | 1,300,000 |
| Net income | 2,003,000 | 3,595,000 | 5,075,000 | 6,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,963,000 | 49,488,000 | 50,603,000 | 51,545,000 |