Call reports 2021
FARMERS & MERCHANTS BANK OF COLBY — 2021
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 290,790,000 | 296,821,000 | 303,622,000 | 329,321,000 |
| Total loans | 193,872,000 | 210,083,000 | 207,746,000 | 235,787,000 |
| Allowance for loan losses | 2,512,000 | 2,563,000 | 2,601,000 | 2,910,000 |
| Securities available for sale | 72,754,000 | 74,544,000 | 73,908,000 | 72,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,497,000 | 209,076,000 | 208,239,000 | 232,665,000 |
| Interest-bearing deposits | 177,417,000 | 183,904,000 | 182,625,000 | 201,373,000 |
| Noninterest-bearing deposits | 27,080,000 | 25,172,000 | 25,614,000 | 31,292,000 |
| Equity capital | 39,801,000 | 41,581,000 | 49,568,000 | 48,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,334,000 | 6,621,000 | 9,819,000 | 13,068,000 |
| Interest expense | 476,000 | 917,000 | 1,339,000 | 1,756,000 |
| Net interest income | 2,858,000 | 5,704,000 | 8,480,000 | 11,312,000 |
| Noninterest income | 153,000 | 294,000 | 461,000 | 693,000 |
| Noninterest expense | 908,000 | 2,049,000 | 3,152,000 | 4,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 2,118,000 | 3,964,000 | 5,804,000 | 6,941,000 |
| Income tax | 325,000 | 802,000 | 1,177,000 | 1,163,000 |
| Net income | 1,793,000 | 3,162,000 | 4,627,000 | 5,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,622,000 | 38,991,000 | 47,096,000 | 46,025,000 |