Call reports 2019
FARMERS & MERCHANTS BANK OF COLBY — 2019
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 224,242,000 | 237,460,000 | 244,618,000 | 258,337,000 |
| Total loans | 155,366,000 | 170,581,000 | 170,012,000 | 179,751,000 |
| Allowance for loan losses | 1,560,000 | 1,559,000 | 1,559,000 | 2,059,000 |
| Securities available for sale | 54,489,000 | 56,293,000 | 62,144,000 | 61,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,277,000 | 155,492,000 | 158,817,000 | 181,451,000 |
| Interest-bearing deposits | 136,176,000 | 138,834,000 | 142,115,000 | 166,145,000 |
| Noninterest-bearing deposits | 17,101,000 | 16,658,000 | 16,702,000 | 15,306,000 |
| Equity capital | 32,599,000 | 33,392,000 | 34,625,000 | 34,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,683,000 | 5,490,000 | 8,392,000 | 11,294,000 |
| Interest expense | 708,000 | 1,487,000 | 2,310,000 | 3,134,000 |
| Net interest income | 1,975,000 | 4,003,000 | 6,082,000 | 8,160,000 |
| Noninterest income | 119,000 | 325,000 | 451,000 | 624,000 |
| Noninterest expense | 810,000 | 1,501,000 | 2,252,000 | 3,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,284,000 | 2,827,000 | 4,281,000 | 4,925,000 |
| Income tax | 260,000 | 635,000 | 1,070,000 | 1,346,000 |
| Net income | 1,024,000 | 2,192,000 | 3,211,000 | 3,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,551,000 | 31,917,000 | 32,936,000 | 32,803,000 |
| Total capital | 33,111,000 | 33,476,000 | 34,495,000 | 34,862,000 |
| Risk-weighted assets | 199,431,000 | 217,007,000 | 209,651,000 | 230,149,000 |